Resources

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• + Mortgage Analysis Worksheet link
  
• + Maximizing IDA Savings and Match by Leveraging Additional Homeownership Assistance Programs link
  
• + Creating Effective and Engaging Financial Education for Youth Transitioning Out of Foster Care link
  
• + States Should Not Restrict Energy Utility and Telecoms Data: PERC Policy Brief link
  
• + Reforming State Rules on Asset Limits: How to Remove Barriers to Saving and Asset Accumulation in Public Benefit Programs link
  
• + City Sponsored IDA Programs link
  
• + Understanding the Asset-Building Needs of Tax Clients link
  
• + A Calculator Template for Designing an IDA Account Structure link
  
• + IDA Program Logic Model Template link
  
• + Financial Education Resources for Youth Transitioning out of Foster Care link
  
• + Disaster Preparedness and Agency Responses link
  
• + Disaster Preparedness and Recovery in Your Community link
  
• + Disaster Preparedness & Recovery Tips for Community-Based Development Organizations link
  
• + Making Financial Education Effective and Engaging for Young People Transitioning Out of Foster Care link
  
• + Bankruptcy Questionaire link
  
• + Understanding New Bankruptcy and Credit Laws link
  
• + Financial Education Program Planning link
  
• + Financial Education Resource List link
  
• + White Paper November 2006 link
  

Type	Title	Description	Date Updated
	Bankruptcy Questionaire	Presented at the 2006 Assets Learning Conference By Alliance Member: Ramona McKinney, Asset Builders Program Director, Southern Good Faith Fund A handout of the Conference Session: Understanding the New Bankruptcy and Credit Laws: Implications for the Field Bankruptcy_Questionnaire.doc	Last updated: 31 December 1969
	Making Financial Education Effective and Engaging for Young People Transitioning Out of Foster Care	2006 Assets Learning Conference Session I.10 Making Financial Education Effective and Engaging for Young People Transitioning Out of Foster Care Facilitated for the Assets Alliance by: Mimi Frusha. Program Manager, Inner City Advisors E-mail: mimi@innercityadvisors.org Zenae Scott, Statewide EITC Program Administrator, California/Nevada Community Action Partnership E-mail: zscott@cal-neva.org Making_Financial_Education_Effective_and_Engaging_for_Young_People_Transiti	Last updated: 31 December 1969
	Disaster Preparedness & Recovery Tips for Community-Based Development Organizations	Tips for Community-Based Development Organization (CBDO), including interim measures that should be taken, and resources for developing a Continuity of Operations Plans for preparedness and operational resiliency. Disaster_Preparedness.pdf	Last updated: 31 December 1969
	Disaster Preparedness and Recovery in Your Community	CBDOs are uniquely positioned to provide direct assistance and supply essential information to the residents and communities they serve prior to, during, and after a disaster. But, for these nonprofit organizations to be effective, they must be prepared organizationally before the crisis occurs, and then be resilient and equipped to act quickly during and after the disaster. Disaster_Preparedness_in_Your_Community.pdf	Last updated: 31 December 1969
	Disaster Preparedness and Agency Responses	Woody Widrow, Director, Texas Asset Building Coalition Robert Zdenek, Executive Director, Alliance for Healthy Homes Presented at the 2006 Assets Learning Conference Disaster_Preparedness_ppt.pdf	Last updated: 31 December 1969
	Financial Education Resources for Youth Transitioning out of Foster Care	Presented at the 2006 Asset Building Conference by Mimi Frusha and Zenae Scott Transitioning_Youth___Resources.pdf	Last updated: 31 December 1969
	IDA Program Logic Model Template	You must customize this one-page template to meet the needs of your target market, your organization's mission, and the desired outcome of your program. This template was submitted by Tiffany Eng. IDA_Logic_Model_Template.doc	Last updated: 31 December 1969
	A Calculator Template for Designing an IDA Account Structure	Created by Tiffany Eng for the Neighborworks Training Institute in New Orleans, LA. December 2007. While your account structure will ultimately be shaped by your target population, your organizational goals and desired outcomes, and possibly your funder, this tool helps illustrate the relationship between the many variables that make up an IDA Account Structure, including participation period, participant savings, match rate and match cap. A_tool_for_designing_an_IDA_account_structure.xls	Last updated: 31 December 1969
	Understanding the Asset-Building Needs of Tax Clients	by Inger Giuffrida and Marie Hawe This White Paper is on understanding the asset-building needs of low-income individuals and families who come to agencies for free tax preparation services. By understanding empirically the needs and wants of clients, practitioners will be better able to develop and expand programs that address these needs and wants, thus increasing the probability that these clients will take advantage of and reap the benefits of asset-building opportunities. White_Paper_EITC_and_AB_June_06.pdf	Last updated: 31 December 1969
	Reforming State Rules on Asset Limits: How to Remove Barriers to Saving and Asset Accumulation in Public Benefit Programs	by Dory Rand, Supervising Attorney, Community Investment Unit, Sargent Shriver National Center on Poverty Law This article describe state options and advocacy strategies to eliminate or reduce barriers to saving and asset building for recipients of state-administered public benefit programs and discuss reforms that some states have adopted. Originally printed in the Clearinghouse REVIEW Journal of Poverty Law and Policy, March–April 2007 Reforming_State_Rules.pdf	Last updated: 31 December 1969
	States Should Not Restrict Energy Utility and Telecoms Data: PERC Policy Brief	A PERC (Political and Economic Research Council) Policy Brief Shared by Alliance Member: Vickki Frank more info at: www.infopolicy.org 070606_ADI_II_Policy_Brief_PERC.pdf	Last updated: 31 December 1969
	Financial Education Resource List	Useful financial education resources compiled by Tiffany Eng for the Community Action Partnership of Sonoma County’s Third Annual Dialogue on Poverty. October 2006. Financial_Education_Resources_Handout.doc	Last updated: 30 October 2007
	White Paper November 2006	When the Choice is Colloboration, Not Incorporation, by Anne Yeoman A number of IDA and other asset-development initiatives around the country operate through a collaborative structure. Collaborations vary, however, from actual incorporated entities to more informal structures. This paper focuses on the challenges facing partners who, for whatever reason, choose not to incorporate. The discussion uses key operational questions to illustrate especially sensitive issues and offers a tool to develop procedures, policies, handle downloads, and other aspects of asset-building initiatives through a consensual process that insures accountability and the desired results. Developing operational policies and procedures through discussion and consent also lays the groundwork for a smoother transition to incorporation should a collaborative choose to move to that stage. Collaboration.pdf	Last updated: 30 October 2007
	Financial Education Program Planning	So you want a financial literacy program. Where should you start? This planning tool walks you through key planning considerations to developing a financial literacy program. This worksheet was created by Tiffany Eng for the Community Action Partnership of Sonoma County’s Third Annual Dialogue on Poverty. Based on materials by Inger Giuffrida developed for the Assets Alliance. October 2006. Designing_a_Financial_Literacy_Program.Worksheet.doc	Last updated: 30 October 2007
	Understanding New Bankruptcy and Credit Laws	2006 Assets Learning Conference Session III.8 Understanding the New Bankruptcy and Credit Laws: Implications for the Field - Power Point Presentation Facilitated by Alliance members: Janet Wills, Wills Resources, and Ramona McKinney, Asset Builders Program Director , Southern Good Faith Fund SEP_06_Bankruptcy_Powerpoint.ppt	Last updated: 30 October 2007
	Creating Effective and Engaging Financial Education for Youth Transitioning Out of Foster Care	Written by Alliance Members: Mimi Frusha and Zenae Scott In recent years, youth transitioning out of foster have been recognized as a unique population with distinct barriers and needs. Like many young people, youth transitioning out of foster care need financial education to become financially responsible adults. However, financial education is not only critical to their success but also to their survival, as they have few safety nets or support systems on which to fall back. This paper will address how to create engaging and effective financial education for this population, enabling them to lead financially-stable lives. In particular, the focus will not be on financial education content but the principles and methods that facilitate learning and skill development for youth transitioning out of foster care. The paper will include suggested financial education topics for this population, as well as a financial education planning template to help facilitators take principles, methods and barriers into consideration in future workshop development. 080220WhitePaperYouthandFinancialEd.pdf	Last updated: 21 February 2008
	Mortgage Analysis Worksheet	Homeownership worksheet which accompanies the April 2008 White Paper by Alliane member Dan Kornelis. 080501MortgageAnalysisWorksheet.xls	Last updated: 06 May 2008
	Maximizing IDA Savings and Match by Leveraging Additional Homeownership Assistance Programs	By Alliance Member Dan Kornelis Successful IDA homeownership programs rely upon an abundance of housing assistance products aimed at complementing and leveraging their IDA matching grants. Households earning 200% of poverty must rely upon housing assistance programs that offer much more than the average $2,000 IDA matching grants. Many homebuyers’ matching IDA grants are in amounts that do not even cover the closing costs of their first mortgage. Fortunately, an ever-increasing number of local, state and federal programs provide financial aid to low-income first time homebuyers. The challenges for IDA homeownership program administrators are to recognize affordability gaps, identify affordable housing finance products, and determine how these products can be layered to provide the greatest benefit to the IDA participant. This White Paper will provide a framework for use by practitioners to help them explore the utilization and layering of various funding streams in order to maximize the leveraging of the IDA funds. The first section of this paper will focus on supply and demand issues inherent in local markets and how to identify affordability gaps. The next section will review housing subsidies that can effectively fill the gap. The third section will use a sample affordability analysis spreadsheet to explain how the subsidies can be layered and used in tandem with the IDA funds. 080501Homeownership-Layering.doc	Last updated: 06 May 2008
	City Sponsored IDA Programs	Looking for good examples of city-sponsored/city-funded IDA efforts? Here's what our membership had to say. 031407_City_Sponsored_Programs.pdf	Last updated: 27 May 2008